Plan your early retirement goals, simulate your wealth across 1,000 possible futures, and live life to the fullest — with data to back every decision.
Most retirement apps give you a single projected number. LifeROI gives you confidence — because it shows how your plan holds up across 1,000 possible market scenarios.
Build a multi-phase savings plan that mirrors real life: career changes, pay raises, early retirement, and beyond. Full control over every stage.
Run 1,000 simulations on your personal financial plan. See your success rate, best case, worst case, and most likely outcome — all in seconds.
Save and compare up to 3 different retirement plans. Retire at 50 or 55? LifeROI shows you exactly what changes — side by side.
When can I retire? How much do I need? What's my success probability? Get clear, data-backed answers to your most important financial questions.
Your retirement target adjusts automatically as real-world inflation data updates. Your plan always reflects current economic reality.
No account required. No bank connection. Your financial data never leaves your device. Set up in under 2 minutes using our guided wizard.
From your home dashboard to detailed simulation charts — designed to make complex financial data instantly understandable.
Financial independence isn't just about numbers. Memory Dividends connect your milestones to your plan — because the point of saving is living.
Capture memories alongside your financial progress — travel, experiences, milestones.
See the real cost — and priceless value — of each memory in your financial context.
Every year, LifeROI brings back the feeling of why you started saving in the first place.
Compare your actual portfolio against your simulated targets each month. Know exactly where you stand against your P50 goal — and adjust when life happens.
No account required. No bank connection. No cloud sync. Everything stays local. We only collect anonymous, aggregated usage analytics.
All data on-device
Start in 2 minutes
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Your plan, your way
Your future self will thank you. Free to download — premium features available for serious planners.
Simulation results are for educational purposes only and do not constitute financial advice.